Practice

Conveyancing CDD: onboarding by client type

8 May 2026 · 4 min read

Customer Due Diligence in conveyancing splits cleanly into two streams: internal screening that your team performs, and the onboarding information you collect from the client. The required steps shift depending on whether the client is an individual, a body corporate, a government body, or a trust.

Use the matrix below as the spine of your onboarding workflow. Each client gets a separate form, and each form follows the steps shown for its client type.

Client type	Internal CDD steps	Onboarding (external)	Notes
Individuals and Sole Traders	Risk Rating Referrals & delayed CDD Identify Sanctions & PEP Nature of transaction Final checks Sign-off	Client details Sole trader details Client representative details Identity documents Sign-off	Applicable for each client Create a separate form for each client
Body corporate, partnership, or unincorporated association	Risk Rating Referrals & delayed CDD Ownership and control Identity Sanctions & PEP Nature of transaction Final checks Sign-off	Client details Client representative details Identity of beneficial owners Identity documents Sign-off	Applicable for each client Create a separate form for each client
Government body	Risk Rating Referrals & delayed CDD Ownership and control Identity Sanctions & PEP Nature of transaction Final checks Sign-off	Client details Client representative details Additional documents Sign-off	Applicable for each client Create a separate form for each client
Trust	Risk Rating Referrals & delayed CDD Ownership and control Identity Sanctions & PEP Nature of transaction Final checks Sign-off	Client details Client representative details Identity of key position holders and other beneficial owners Identity documents Sign-off	Applicable for each client Create a separate form for each client